Legal

These statements describe how schems.com, img.schems.com, and related archival services operate from a legal, privacy, and compliance perspective.

Terms of Use

Use of this site requires that you are at least 18 years old and that you agree not to misuse, interfere with, or exploit our services. All content is provided for informational purposes only — use it at your own risk. To the fullest extent permitted by law we disclaim all liability for damages, losses, or claims arising from the use of these resources. You agree to indemnify and hold schems.com harmless from related liabilities or expenses. We may modify or discontinue any service at any time. All disputes are governed by the laws of the State of Maryland, USA.

Privacy Policy

We respect privacy, even though very little exists online. We do not sell or share personal data. We rely on one essential, anonymous session cookie for authentication and basic rate limiting. No sensitive data (financial, biometric, or health) is collected. We take reasonable steps to protect the limited data we hold and follow global privacy frameworks including GDPR, CCPA, CPRA, CNIL, and ePrivacy.

Cookie controls: About Cookies · Delete Cookies · Delete Account.

Global Compliance

Applicable frameworks: GDPR · CCPA · CPRA · CNIL · ePrivacy

Notice updated 27 Jul 2025. Our site requires essential cookies. You may allow all cookies for full functionality or limit cookies for core access. This notice applies globally and explains how we collect, use, and retain data.

What we collect: email, ZIP code, essential session cookie, approximate IP location. No sensitive data.
Why we collect: operate the site, enable logins, support users, and improve functionality (consent + contractual necessity).
Cookies: one essential session cookie plus optional analytics if you opt in. Analytics opt-out.
Retention: up to 100 years.
Sharing & sale: we do not sell or trade your data. Limited analytics only if you explicitly enable it.
Your rights: GDPR (access, correct, delete, object, withdraw consent); CCPA/CPRA (know, delete, opt-out, non-discrimination). We do not knowingly collect data from children under 13.
Security: industry-standard safeguards; no system is perfect; we store no financial or sensitive data.
Contact: legal@schems.com